Posted: September 21, 2021
Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program doesn’t mean you won’t be faced with out-of-pocket costs. With Original Medicare (Parts A and B), you’ll receive coverage for health-related expenses like hospital care, doctor visits, medical procedures and equipment. Like a traditional health insurance policy, Medicare pays its share of the...
Posted: September 20, 2021
When you sign up for Medicare Parts A and B, you also have the option to apply for a Medicare Supplement insurance plan. A Medicare Supplement plan, sometimes called “Medigap,” is a private insurance policy that can help pay for some of the health care costs that Medicare doesn’t cover. But is this coverage really necessary? And more importantly — is it worth it? WHY CHOOSE...
Posted: September 20, 2021
It’s universal: No one likes to see red and blue flashing lights in your rearview mirror. Every driver knows breaking the speed limit is against the law… but that doesn’t seem to stop us. In fact, it’s estimated that 41 million speeding tickets are issued in the United States every year. But what are the impacts on your wallet after you pay the fine? Let’s...
Posted: September 8, 2021
Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the first time. And that might intimidate and confuse you a little. Help ease your mind by reading the following advice for anyone who is buying life insurance for the first time. Understand who (or what) you’re protecting Major...
Posted: September 7, 2021
When the big yellow bus swings around the corner and nears the corner bus stop, it can be an exciting moment for both kids and parents. Every year, school buses carry 25 million children to and from school across the country, according to the American School Bus Council. School buses also boast an impressive safety record: Crashes involving school buses amount to less than one percent of all...